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Aviva Family Income Builder Review

Discussion in 'Life insurance' started by real_buzz, Dec 11, 2012.

  1. real_buzz Moderator

    Aviva Family Income Builder Review

    Aviva Family Income Builder is a income builder plan with guaranteed benefits.

    Aviva Family Income Builder eligibility criteria

    Entry Age -- 6 to 50 years last birthday
    Maturity age -- 18 to 62 years last birthday
    Policy Term -- 12 years
    Premium Payment Term -- 12 years
    Payout Period -- 13th to 24th year
    Annual Premium (Min) -- Rs. 40,000 + taxes
    Annual Premium (Max) - Entry Age 6 to 45 years: Rs. 500,000 + taxes
    Entry Age 46 to 50 years: Rs. 200,000 + taxes

    Benefits of Aviva Family Income Builder eligibility criteria


    Guaranteed Income for self: Pay annual premium every year for 12 years and get Double the annual premium every year from 13th to 24th year.
    Guaranteed Income for family in case of your death: If death occurs after the first policy year, an amount equal to Double the Annual Premium is guaranteed as annual payouts for family from 13th to 24th year, if all due premiums were paid till death. Future premiums are not required to be paid by the family.
    If death occurs during the first policy year, an amount equal to the Annual Premium is guaranteed as annual payouts for family from 13th to 24th year, if all due premiums were paid till death. Future premiums are not required to be paid by the family.
    Easy Buying Process: No medicals required as the policy is bought through Declaration of Good Health (DGH) on the proposal form.
    Tax Free: Guaranteed payouts which are tax free as per the current tax laws
    Waiver of Premium: Payouts guaranteed for family without paying future premiums, in case you are not around

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