vBulletin stats
  1. Feel free to join, discuss and list your real estate properties. Never put your hard earned money in real estate without discussing the projects. Please don't throw around your website's link.
  2. Get stock markets trading ideas and strategies. Discuss Personal finance and plan your retirement. Join home buying forum to post your investment and trading questions.
  3. Post your rental queries in the city specific forum. If you are looking for a house, provide additional details like budget & specifications like 1BHK, 2BHK etc. If you are posting about your property for rent, provide maximum information like rent, locality, floor etc.

HDFC Click2Invest Policy Review & Details

Discussion in 'Life insurance' started by real_buzz, Sep 17, 2015.

  1. real_buzz Moderator

    HDFC Life Click2Invest is a unit lined equity life insurance policy or aka ULIP. It is an online Unit Linked Plan in India that offers you market linked returns, charges you minimally, provides your family with valuable financial protection and best meets your investment needs.

    Features of HDFC Life Click2Invest Policies
    Zero charge structure*
    8 fund options to choose from as per your investment style
    Premium Payment options of
    Single
    Limited: 5 years, 7 years, 10 years
    Regular: same as your policy term
    Flexibility to choose your policy term from 5 to 20 years
    Tax Benefits2 under Section 80C and Sec 10(10D) of Income Tax Act 1961



    *Fund Management charge & Mortality charge applicable.
    hdfc click2invest funds.jpg hdfc click2invest eligibility.jpg Subject to provisions as per Income Tax Act, 1961. Tax Laws are subject to change.
    Maturity Benefit:
    On survival till the end of policy term, you will receive your Fund Value as Maturity Benefit.

    Death Benefit:
    In case of the Life Assured’s unfortunate demise, we will pay to the nominee the highest of the following:

    Sum Assured,
    Fund Value,
    105% of the premium(s) paid.
    The policy will terminate thereafter and no more benefits will be payable.

    Charges
    Premium allocation charge – Nil. 100% of your premiums are invested.
    Policy administration charge – Nil.
    Fund Management Charge – 1.35% p.a. of the fund value charged daily.
    Mortality Charge – levied every month for providing you with the death benefit in your policy. This charge will be taken by cancelling units proportionately from each of the fund(s) you have chosen
    Discontinuance charge – Nil. Please note it is always advisable to pay premiums for the full premium paying term and stay invested for the full policy term in order to enjoy maximum benefits.

    You can invest in a combination of funds by allocating your fund between 8 different fund options

Share This Page