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HDFC Life Smart Woman Plan Review

Discussion in 'Life insurance' started by real_buzz, Dec 12, 2012.

  1. real_buzz Moderator

    HDFC Life Smart Woman Plan is a life insurance policy offered by HDFC life insurance Company which is specifically designed for women.
    It is a insurance cum investment plan designed specifically for women.
    This ULIP plan comes with comprehensive coverage options where we will cover you against pregnancy complications and congenital conditions or for malignant female-specific cancers. During these critical moments, we assure you the peace of mind by waiving and funding your premiums so that as you overcome and adjust to your life your investments continue to grow.
    Advantages
    Choose plan options as per your needs i.e. Classic or Premier or Elite
    Uninterrupted savings with Waiver & funding of premiums for next 3 years on the following events
    Pregnancy complications or birth of child with congenital disorder
    Diagnosis of malignant cancer of female organs
    Death of spouse (Only with Elite option)
    Additional periodic cash payouts under Premier & Elite Options
    This plan provides valuable protection to your family in case you are not around. In case of your unfortunate demise during the policy term, we will pay the greater of the Sum Assured or your total fund value to your nominee.
    On maturity, you can take the Fund Value at the prevailing unit prices as lump sum or you can opt for settlement option. You can use the maturity benefit to fund your needs - be it for child's education, travel, upgrading your entrepreneurship venture etc.
    You have flexibility to make partial withdrawals to meet any unplanned expenses.
    For more details on terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

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