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HDFC SL ProGrowth Flexi Review

Discussion in 'Life insurance' started by real_buzz, Dec 12, 2012.

  1. real_buzz Moderator

    HDFC SL ProGrowth Flexi Review
    Nothing should hold you back in life. Uncertainties of life can throw best laid plans and aspiration off gear. It's prudent to be prepared and life insurance solutions enable you to build your savings and enjoy life cover.
    With HDFC SL ProGrowth Flexi, you have a smart savings-cum-insurance unit linked plan that will enable you to simply provide the finest for your loved ones. In this plan you also enjoy life insurance coverage so that you're loved ones financial future is secured even in your absence. This unit linked plan aims to help policy holder build his/her savings in long term. There are no bonuses attached in this plan.
    • This plan provides valuable protection to your family in case you are not around. In case of your unfortunate demise during the policy term, we will pay the greater of the Sum Assured or your total fund value to your nominee.
    • You can choose any of the following 2 plan options as per your requirement.
      • Life Option = Death Benefit
      • Extra Life Option = Death Benefit + Accidental Death Benefit
    • On maturity, you can take the Fund Value at the prevailing unit prices as lump sum or you can opt for settlement option.
    • You have flexibility of
      • Switching: You can move your accumulated funds from one fund to another anytime
      • Premium Redirection: You can pay your future premiums into a different selection of funds, as per your need
    • Tax benefits are offered under section 80C and 10(10D) of the Income Tax Act, 1961.

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