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HDFC SL ProGrowth Maximiser Review

Discussion in 'Life insurance' started by real_buzz, Dec 12, 2012.

  1. real_buzz Moderator

    HDFC SL ProGrowth Maximiser Review
    You know that there are no guarantees in life, but when it comes to your loved ones you don´t want to take any chances. You need an assurance that if something happens to you, your loved one´s happiness and dreams are not hampered.

    With our HDFC SL ProGrowth Maximiser, you get the valuable life insurance cover along with the choice of investing in any one of 3 different Investment Options. This plan strives to maximize your returns so that ensuring the best for your loved ones is easy. This plan is a single premium unit linked plan with insurance coverage that helps you achieve long term savings with insurance cover.
    • Choose Investment options as per your need: You can invest into any of the 3 investment option designed to meet different investment and return needs.
      • Highest NAV Guarantee Fund - offers the Guaranteed NAV applicable at maturity of your policy will be the higher of Rs. 15 or the highest NAV recorded daily during the first 7 years from the launch of the Highest NAV Guarantee Fund.
      • Capital Guarantee Fund - This fund guarantees that the Unit Price on maturity of the policy will be at least equal to the Unit Price that was used to allocate units to the single premium invested by you at inception of the policy.
      • Free Asset Allocation - This option enables you to invest in any of the 5 non guaranteed fund(s) available under this option. You can make your own investment strategy by switching between the funds as desired.
    • Invest additional single premium top- ups as per your convenience anytime. Please refer to the product brochure for details.
    • On unfortunate death of the life assured,greater of the Fund value or Sum Assured (less withdrawals as mentioned in sales aid) will be payable to the nominee.
    • On maturity, you will receive the fund value as per investment option selected.
    • This plan can be taken by filling Short Medical Questionnaire, which may not require you to go for medicals. Kindly refer to the product brochure for details.

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