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ICICI Pru Pure Protect Term Plan Review

Discussion in 'Life insurance' started by real_buzz, Dec 11, 2012.

  1. real_buzz Moderator

    ICICI Pru Pure Protect Term Plan Review

    ICICI Pru Pure Protect Classic & Pure Protect Elite, a non-participating term insurance plans to insure your life and provide total security to your family.

    ICICI Pru Pure Protect Classic

    Min / Max Entry Age -- 18 / 65 years

    Min / Max Term -- 10 / 30 years

    Max. Coverage Age -- 75 years

    Min. Premium -- Rs. 2,400 p.a.

    Min. Sum Assured -- Subject to minimum premium as applicable

    Max.Sum Assured -- Rs. 24,99,999

    Premium Payment Frequency -- Yearly / Half Yearly / Monthly

    Tax Benefit of the term insurance plan -- Premium paid towards the life insurance protection policy will be eligible for tax benefit under Sec 80C , any benefit amount received under this policy will be eligible for the tax benefit under section 10 (10D), as per prevailing Income Tax laws


    ICICI Pru PurePru Protect Elite

    Min / Max Entry Age -- 18 / 65 years

    Min / Max Term -- 10 / 30 years

    Max. Coverage Age -- 75 years

    Min. Premium -- Rs. 2,400 p.a.

    Min. Sum Assured -- Rs. 25,00,000

    Max.Sum Assured -- Rs. 24,99,999

    Premium Payment Frequency -- Yearly / Half Yearly / Monthly

    Tax Benefit of the term insurance plan -- Premium paid towards the life insurance protection policy will be eligible for tax benefit under Sec 80C , any benefit amount received under this policy will be eligible for the tax benefit under section 10 (10D), as per prevailing Income Tax laws

    Benefits
    • Get life insurance protection at extremely affordable rates
    • Avail of discounts on premium for high sum assured
    • Enhance your term life insurance plan with the optional Waiver of Premium Rider and Accidental Death and Disability Benefit Rider
    • Avail of tax benefits as applicable for these term life insurance plans
    Working
    • Choose the Sum Assured in accordance with the life insurance protection you need.
    • For insurance cover of Rs. 25,00,000 and above, choose ICICI Pru Pure Protect Elite as your term life insurance plan.
    • For insurance cover up to Rs. 24,99,999, choose ICICI Pru Pure Protect Classic as your term life insurance plan.
    • You can customize your insurance term plan by adding additional benefits such as Accidental Death and Disability Rider and Waiver of Premium Rider to your insurance protection.
    • You will need to pay regular premiums for the term chosen.
    • In case of death of the life assured during the term, the Sum Assured will be paid to the Beneficiary. There are no maturity benefits.

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