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State bank of India home loan

Discussion in 'Home finance' started by real_buzz, Nov 20, 2011.

  1. real_buzz Moderator

    State bank of india is one of the oldest and biggest bank in India. They have got best interest rates and home loan provided by them is considered as best and safest. Home loan interest rates have been moving up consistently in last two years and it has significantly affected personal finance of the real estate inveastors in India. Home finance is the easiest and most widely used method to acquire real estate property in India.

    SBI's property loans are considered best because they have got best interest rates and their mortgage interest rates are stable in comparison of other private sector banks. They had launched with home loan schemes with adjustable rate mortgage which in general are referred as teasor home loans and were criticised so now they are putting a check on these home loans.

    Getting a property approved by SBI is toughest so if i a real estate property is approved by SBI then it means that property is stable and fine. This is a added value which state bank of India adds to its real estate loans. There are many home loan institutions and banks which provide home loans but state bank of India is best for home finance.
  2. Aggarwalshipra New Member

    Yes, If you want to go for Home loan then SBI bank Home loans are amazing as this is also the most trusted bank and is having the facility of choosing the interest rate floating or flexible. In SBI Home Loans your interest gets calculated on daily reducing balance.
    They also offer you with overdraft facility and also home loans are offered without any hidden charges here.

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